FIRST TIME BUYER
Buying your first home can be confusing. Our aim is to guide you through the transaction so that you understand exactly what the purchase entails and how much it will cost. We will be with you every step of the way. This may be the largest financial transaction you are ever likely to make and we are here to provide the best guidance to achieve your first home purchase effortlessly.
Remortgaging could save you hundreds or even thousands of pounds over the term of the mortgage, although saving money may seem difficult, you might be able to change your mortgage avoiding any unnecessary costs and saving money.
Our team is here to help you find the best deal in the market that suits your needs and gives you the financial security you are looking for.
There are many things to consider when looking to move, like how much your property is worth, how much is still outstanding on your current mortgage and the new property value.
All might seem overwhelming at first but our team will guide you the process, providing sound and professional advice that considers your personal circumstances, getting you the right product for your future home.
In Interest Only Mortgages your monthly payments represent only the interest due to the lender, and do not include repayment of capital.
Lenders require evidence that the customer will have in place a credible repayment strategy and that the repayment strategy has the potential to repay the capital borrowed.
Repayment strategies may include deposits or investment product(s), pension(s), and other that will be advised by our team to fit your current situation.
SELF EMPLOYED MORTGAGES
Being self-employed brings many rewards in life but not for many people when it comes to obtaining a mortgage.
The confusion surrounding self-employed mortgages affects thousands of applicants each year.
Our team is highly experienced in representing clients who are self-employed in order to obtain the right mortgage. For example, we have lenders who will use the gross profit within a Limited Company as proof of income rather than your self assessment tax returns.
SELF EMPLOYED MORTGAGES
HELP TO BUY
The Help to Buy Equity Loan scheme is a Government backed programme designed to help people who have smaller deposits to buy a newly built home in England. The scheme is managed by the Homes and Communities Agency who are the national housing regeneration agency for England. While this might seem new unchartered territory our team is here to explain bit by bit everything that entails the scheme making it possible to reach you new home goals.